Asset finance doesn’t shout. It just quietly drains margin. Most SMEs sign an agreement, set the direct debit, and move on. Same payment.Same structure.36–60 months of “that’ll do.” But here’s the issue. The structure of a deal can impact total interest just as much as the rate. And most agreements are structured in the most standard way possible. Predictable? Yes.Optimal? … Read More
Following reports that many financial institutions have cut access to the state-backed loans, even though the scheme has been extended until the end of next November, our insurance partner has seen applications for Personal Guarantee Insurance for new business loans, double in the space of three weeks in September. This sudden increase in demand is a clear indication that small … Read More
2020 has been a stark lesson to us all; the saying “you never know what’s around the corner” has never been more true. How could anyone have predicted a pandemic that would spin our world into lockdown and isolation so rapidly? It’s the stuff of movies! Yet here we are six months on and businesses across almost every industry sector … Read More