The quiet cost sat on your balance sheet

Asset finance doesn’t shout. It just quietly drains margin. Most SMEs sign an agreement, set the direct debit, and move on. Same payment.Same structure.36–60 months of “that’ll do.” But here’s the issue. The structure of a deal can impact total interest just as much as the rate. And most agreements are structured in the most standard way possible. Predictable? Yes.Optimal? … Read More

Strategic thinking for the year ahead

2020 has been a stark lesson to us all; the saying “you never know what’s around the corner” has never been more true. How could anyone have predicted a pandemic that would spin our world into lockdown and isolation so rapidly? It’s the stuff of movies! Yet here we are six months on and businesses across almost every industry sector … Read More